Having too much income in retirement is not a problem. Having too little is definitely a problem. Somewhere in between is a mystery number called “enough”.

The last 25 years were pretty good to a lot of people. Specifically, those who invested in real estate and those who remained committed to a long-term equity investment strategy. The luckiest among us did both. But, will this luck continue?

Canadians have been told to estimate that they will need about 70 percent of their final income to maintain their lifestyle throughout retirement.

Recent research shows working with a financial advisor is the key to asset accumulation, says Dawn Marchand, vice-president of marketing and direct distribution for CBIA/Lawyers Financial.